Will Health Insurance Cover the Cost of Motor Vehicle Accident Injuries?
If you or a loved one has been in a car accident, you may be feeling scared, overwhelmed and worried about the future. How long will it take to feel better? Will insurance cover the cost of the medical bills that are piling up? How will your car accident injuries affect any legal action you might be taking? You may be wondering what kind of compensation you can receive based on the car accident injuries you’ve sustained. Help is here. The single most common question relating to vehicular accident injuries has to do with money. It’s understandable why. The injuries sustained from your car accident can lead to huge, unexpected and intimidating bills. You may wonder if the health insurance you already have will cover the cost of your bills. What about your car insurance, will that help too? We wish we could give you a clear answer but, unfortunately, it’s a little more complex than that.
Here are a few things to consider when understanding how your health insurance can/will cover your medical expenses after a car accident.
- You will not be denied care at an emergency room.
If you have been in a car accident, you must seek medical care. The full extent of your injuries may not be visible, and there is a good chance you are in shock. If you are experiencing shock, your awareness of your own pain level is severely reduced. An emergency room and the ambulance that transports you there will not deny you the life-saving care needed at the time you are admitted.
- Who pays depends on a few factors…
Exactly who is responsible for the full extent of your medical bills depends on a few things. This includes who is at fault for your accident, if the drivers involved are insured and what kind of medical deductible you have. The rules can be tricky. An experienced legal team, like the one at The Green Law Firm, can review your insurance policy, evaluate your full case and make sure you are fully “in the know” and armed with information.
Do you have more questions about the accident injuries you’ve sustained from a car accident? Looking to see if legal action is the best recourse for you to help recover the costs of your medical bills? Bill Green has the reliable experience needed to navigate your individual case and keep things as stress-free as possible.
Common Car Accident Injuries: What You Need to Know.
The principle is simple. Objects in motion stay in motion… till their movement is stopped. When you are in a moving car and that movement is stopped abruptly, it is likely some part of you will be injured in some way. Whether you make impact with a safety restraint (like a seat belt or air bag) or parts of the car itself, your injuries will depend on the intensity of force with which your car is hit and a dozen other factors. While cars have gotten safer and safer through the years, impact can still cause major and sometimes even fatal, injuries. The most common types of injuries sustained in car accidents include:
“Whiplash” and Other Neck Injuries
Whiplash is an injury to the neck’s soft tissue, muscles, ligaments and spinal discus. It is most commonly caused by rear-end collisions and may cause chronic pain, memory issues and problems with sleep and concentration.
Back/Spinal Cord Injuries/Paralysis
An exceptionally common injury associated with a car accident is some degree of back pain. Damage to the spinal discs, spinal cord or vertebrae can result in chronic pain or alternative debilitating issues. Severe injuries in this area such as a spinal cord injury (SCI), can limit body functioning.
Head Injury and Traumatic Brain Injury
Traumatic Brain Injury (TBI) is an injury that results in physical damage to the brain like bruising, bleeding or tearing. While a concussion is a kind of mild TBI that heals itself within a short period of time, the many TBI injuries cause debilitating problems.
Broken Bones and Fractures
A common kind of injury associated with car accidents are broken bones and fractures. Arms, legs, collarbones and ribs can all be broken upon impact. While the majority of broken bones are uncomfortable and inconvenient, if bone dysplasia has occurred or multiple ribs are fractured, internal organs may be injured and compromised.
Bruises and Cuts
While bruises (contusions) and cuts (lacerations) are soft tissue injuries that heal relatively easily, those that are more serious may result in deep tissue or organ issues.
The most important thing to remember is that many injuries develop over time. What may seem like “no big deal” at the time of a crash can quickly turn into a debilitating injury leaving you unable to work or navigate through life with ease.
I’ve Been Injured in a Car Accident… Now What?
The only word you need to remember when you’ve been in a car accident is… help.
Help from… a doctor. Make sure your medical needs are attended to without delay! Don’t think you are hurt? It is better to be safe than sorry!
Help… yourself. Make sure you are protecting your case by collecting all the information and evidence you can at the scene and not talking to anyone representing the other party. Do not admit fault, and be your own advocate!
Help… from an attorney. Car accidents are complex, scary and overwhelming. The most effective thing you can do to make your life easier is to hire an experienced legal team to work for you!
If you’ve been in a car accident and are ready for help, contact Bill Green and The Green Law Firm today! We’ll assess your case at NO RISK to to you and help you get back to your regular life as soon as possible. Call us at 888-800-2455 at any time or day of the week. When you connect with a member of our team, help is on the way!