Who Is Liable in a Truck Accident? Truck Driver vs. Trucking Company

When an 18-wheeler collides with a car, the impact is devastating. Victims and families often ask the same question: Who is legally responsible?

In South Carolina, liability depends on the facts of the crash. It may rest on the driver, the company, or even other third parties. Understanding how liability works is the first step toward recovering fair compensation.

The Scope of the Problem in South Carolina

Truck accidents are not rare here. According to the South Carolina Department of Public Safety (2023 report):

  • Over 5,000 large truck crashes happen in South Carolina each year.
  • Nearly 100 people die annually in accidents involving large trucks.
  • A majority of these crashes occur on interstates like I-26, I-85, and I-95, where tractor-trailers travel at high speeds.

Because trucks weigh 20–30 times more than passenger vehicles, the injuries are often severe: traumatic brain injuries, spinal cord damage, amputations, and wrongful death.

These numbers make liability critical. The right claim can be the difference between full recovery and financial hardship.

When the Truck Driver Is Liable

Truck drivers must follow state traffic laws and federal trucking regulations. When they break these rules, they can be held personally responsible.

Common Driver Errors That Lead to Liability

  • DUI or drug use. Federal law sets stricter limits for commercial drivers (.04 BAC). A drunk trucker is almost always liable.
  • Fatigue and hours-of-service violations. Federal Motor Carrier Safety Administration (FMCSA) rules limit drivers to 11 hours of driving in a 14-hour shift with required rest. A driver who falsifies logs or drives drowsy can be held liable.
  • Distracted driving. Federal law bans commercial drivers from texting or using hand-held phones while driving. Breaking this rule is driver negligence.
  • Reckless driving. Speeding, tailgating, unsafe lane changes, or failing to yield are classic driver-based faults.
  • Improper cargo handling. If the driver alone loaded and secured the cargo, they may be liable for resulting accidents.

Example: A trucker on I-20 near Columbia drives 14 hours straight, falls asleep, and crosses into oncoming traffic. The driver’s own violation of FMCSA rules creates direct liability.

When the Trucking Company Is Liable

Trucking companies can’t simply shift the blame to their drivers. Under respondeat superior, an employer is responsible for an employee’s negligence if it happens during work.

But companies may also be directly liable for unsafe practices.

Ways Trucking Companies Cause Crashes

  • Negligent hiring. Putting a driver with a poor safety record, suspended CDL, or drug history on the road creates company liability.
  • Poor training. Drivers must be trained in defensive driving, cargo securement, and handling emergencies. Lack of training falls on the company.
  • Skipping maintenance. South Carolina law (S.C. Code § 56-5-4060) requires commercial trucks to meet strict safety standards. If brakes or tires aren’t maintained, the company is liable.
  • Unrealistic delivery schedules. Pressuring drivers to meet tight deadlines can force them to speed or skip sleep.
  • Improper loading. If the company or its contractors overloaded the trailer or failed to balance the cargo, it creates direct liability.

Example: A Greenville trucking company skips routine brake checks. A truck’s brakes fail on I-85, causing a pileup. The company, not the driver, is responsible.

When Both Driver and Company Share Liability

Many accidents involve shared negligence.

  • A fatigued driver agreed to drive beyond hours-of-service rules, but the company pressured them to do so.
  • The driver was texting, but the company failed to remove them despite prior complaints.
  • A driver sped in the rain, while the company had ignored worn tires.

In these cases, both the driver and company may be named in a lawsuit.

Other Possible Liable Parties

Truck accidents often involve more than just driver vs. company. Other parties may also share liability:

  • Cargo loaders or shippers. Third-party logistics companies that overload or improperly secure cargo.
  • Maintenance contractors. Repair shops that failed to properly service brakes or steering systems.
  • A defective tire, brake system, or coupling device may make the manufacturer liable under product liability law.
  • Government agencies. If poor road design or lack of signage caused the wreck, a claim against a government entity may be possible.

Why Liability Matters in South Carolina

South Carolina follows a modified comparative negligence rule (51% bar rule).

  • If you are less than 51% at fault, you can recover damages.
  • Your recovery is reduced by your percentage of fault.

Example: If a jury finds you 20% at fault for an accident worth $1,000,000, you receive $800,000.

Identifying all liable parties increases your chance of full recovery. Trucking companies typically carry $750,000–$5 million in liability coverage (FMCSA minimums), while individual drivers may have little to no personal assets.

Steps to Take After a Truck Accident

  1. Seek immediate medical attention. Your health is priority one.
  2. Call law enforcement. A police crash report is vital evidence.
  3. Document the scene. Photos, videos, and witness information can make or break a case.
  4. Do not talk to insurance adjusters. Trucking companies deploy adjusters quickly to limit claims.
  5. Call a South Carolina truck accident lawyer. An experienced lawyer can secure black box data, driver logs, and company safety records before they disappear.

Speak to a South Carolina Truck Accident Lawyer

Truck crashes often involve both driver negligence and corporate misconduct. Finding out who is liable isn’t easy, but it’s the key to fair compensation.

If you or a loved one has been injured in a South Carolina truck accident, don’t fight the trucking companies alone. Contact Bill Green Law Firm today for a Free Case Review. We will investigate every angle and fight for the justice you deserve.

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